Terms of Service (“Terms”)

Last updated: April 29, 2016
Please read these Terms of Service (“Terms”, “Terms of Service”) carefully before using the https://www.expatinbacolod.com  website (the “Service”) operated by Stephen Bentley (“us”, “we”, or “our”).
Your access to and use of the Service is conditioned on your acceptance of and compliance with these Terms. These Terms apply to all visitors, users and others who access or use the Service.
By accessing or using the Service you agree to be bound by these Terms. If you disagree with any part of the terms then you may not access the Service.

Links To Other Web Sites

Our Service may contain links to third-party web sites or services that are not owned or controlled by Stephen Bentley [other than https://www.stephenbentley.info and http://zabrinasabrine.com].
Stephen Bentley has no control over, and assumes no responsibility for, the content, privacy policies, or practices of any third party web sites or services. You further acknowledge and agree that Stephen Bentley shall not be responsible or liable, directly or indirectly, for any damage or loss caused or alleged to be caused by or in connection with use of or reliance on any such content, goods or services available on or through any such web sites or services.
We strongly advise you to read the terms and conditions and privacy policies of any third-party web sites or services that you visit.

Termination

We may terminate or suspend access to our Service immediately, without prior notice or liability, for any reason whatsoever, including without limitation if you breach the Terms.
All provisions of the Terms which by their nature should survive termination shall survive termination, including, without limitation, ownership provisions, warranty disclaimers, indemnity and limitations of liability.

Governing Law

These Terms shall be governed and construed in accordance with the laws of Philippines, without regard to its conflict of law provisions.

Any arbitration or other legal disputes shall be resolved at Bacolod City, Negros Occidental. Philippines.
Our failure to enforce any right or provision of these Terms will not be considered a waiver of those rights. If any provision of these Terms is held to be invalid or unenforceable by a court, the remaining provisions of these Terms will remain in effect. These Terms constitute the entire agreement between us regarding our Service, and supersede and replace any prior agreements we might have between us regarding the Service.

Changes

We reserve the right, at our sole discretion, to modify or replace these Terms at any time. If a revision is material we will try to provide at least 30 days notice prior to any new terms taking effect. What constitutes a material change will be determined at our sole discretion.
By continuing to access or use our Service after those revisions become effective, you agree to be bound by the revised terms. If you do not agree to the new terms, please stop using the Service.

Contact Us

If you have any questions about these Terms, please contact us at expatinbacolod@gmail.com

 

Privacy Policy

We, ExpatinBacolod.com and associated website StephenBentley.info [the “Sites”] are committed to protecting your privacy and security and have explained in detail below the steps we take to do so. We respect your privacy and are committed to protect the personal information of our users – buyers and visitors browsing the site (“Users”). We believe that you have a right to know our practices regarding the information we may collect when you visit and/or use our websites (the “Sites”). This policy explains our privacy practices for the Sites and services provided by us. By accessing and/or using the Sites, applications, services, goods and/or registering for any account, or newsletter subscription, you consent to the terms and conditions of this privacy policy, including to our collection, use, disclosure, processing and retention of your personal information. You can also learn how to limit sharing of information in this policy.

Outside Sites (Their Privacy Policies May Be Different)

The Site contains links to other websites, like our sponsor’s websites or links to companies we are affiliated and/or booksellers, that may offer products or services that our customers might find useful. These sites may request information from you. In such instances, the collection and use of your personal information will be governed by the privacy policy applicable to that site. We do not control the privacy policies, contents or links that appear on these sites. We encourage you to review the privacy policies of any third party sites or services before providing any of them with your personal information.

How and Why We Collect Information

We collect your information in order to record and support your participation in the activities of the sites. If you for example, you enroll in our newsletters, we will keep you informed about the product and related products. As a visitor to our Sites, you can engage in many activities without providing any personal information.

If you do not wish to receive the free newsletter, you may opt out at any time. We include an unsubscribe link at the bottom of every e-mail we send. If you have any trouble opting out, please send an e-mail to us at expatinbacolod@gmail.com. We will manually remove you from our email list(s).

In all cases, we will collect personal identification information from you only if you voluntarily submit such information to us. We will also tell you how we use your information or if we share it with another party. Except as otherwise provided in this policy, we will never intentionally disclose any personal identification information about you as an individual user to any third party without having received your permission.

If you supply us with your contact information you may receive periodic emails from us with information on new products and services, important issues, or upcoming events.

Shopping Cart

Your email address is required and collected to make a payment for downloads on our sites. The payment process involves the User being transferred to a secure PayPal Gateway. Our sites have no access to your credit card information if you decide to purchase our products in the PayPal Gateway using your credit/debit card.

The email you provide during the purchase process may be added to our email list for Newsletter and/or other infrequent promotional emails from us. You may unsubscribe from them at any time. The email list may be used for promotions from both Sites.

Sharing Personal Information with Third Parties

We do not sell or rent your personal information to third parties for their marketing purposes without your explicit consent.

We may combine your personal information with information we collect from our Sites [https://expatinbacolod.com or https://stephenbentley.info] and use it to improve and personalize our services, content and any advertising. If you do not wish to receive marketing communications from us, you can opt-out through the link attached to each communication or by sending an email to expatinbacolod@gmail.com.

We may provide your personal details to third parties, only in order to operate the Site, and prevent fraud and illegal activities, or to respond to a subpoena or court order, judicial process or to regulatory authorities; to protect against fraud, unauthorized transactions (such as money laundering), claims or other liabilities. We do not collect credit information but allow our payment vendors to collect information for the purpose of collecting payments from buyers referred from the Sites. We are not exposed to the payment information provided to our payment vendors, and this information is subject to the privacy policy applicable to the payment vendor.

Security

We take great care in maintaining the security of the Sites and your information and in preventing unauthorized access to it through industry standard technologies and internal procedures. However, we do not guarantee that unauthorized access will never occur.

Updating Your Information

You may send us an e-mail at expatinbacolod@gmail.com to request access to, correct or delete any personal information that you have provided to us.

Changes to the Privacy Policy

We reserve the right to change this policy at any time, so please re-visit this page frequently.

Changes to this privacy policy are effective as of the stated “Last Update” and your continued use of the Sites on or after the Last Update date will constitute acceptance of, and agreement to be bound by, those changes.

Last Update April 29, 2016.